Interest Rates

Order	Details	General Category	Senior Category
1.	Saving deposit Fixed term deposit	3.00%	3.00%
2.	From 7 days to 60 days	3.50%	3.50%
3.	From 61 days to 179 days	5.00%	5.00%
4.	From 180 days to 365 days	5.50%	5.50%
5.	More than 12 months u[p to 24 months	7.50%	8.00%
6.	More than 24 months up to 36 months	7.25%	7.75%
7.	More than 36 months up to 60 months	7.50%	8.00%
8.	Locker Rataining Deposit 60 Months	7.50%	8.00%

Order 1.	Types of loans Cash Credits: H.I., Pledge, B.P., L.I.B.P.:	Period	Annual interest rate
	A. Builders	Renewable per year	15%
	B. Other	Renewable per year	10.5%
	C. Clean over drafts	Renewable per year	17%
	D. S. OD	Renewable per year	15%
	E. F. D. R. vd, 1. Self 2. Third party	Till the maturity date of the deposit	As per applicble lending rate plus 1% of the deposit receipt interest rate
2.	Term Loans	From 5 years to 15 years	From 5 years to 15 years
	A. Building Loans 1. For purchasing a Residential Building / Construction Repairs Up to 25 Lakhs More than 25 Lakhs		8.50% 9.50%
	2. For other Purpose		10.50%
	B. Vechile Loan	5 Years	12%
	C. Home Consumption Loan	5 Years	12%
	D. Machinery Loans Up to 70 Lakhs More than 70 Lakhs	10 Years	8.50% 9.50%
	E. Consumption Loan	7 Years	17%
	F. Commercial Loan	5 Years	17%
	G. Gold and N. S. C. Loan	1 to 3 years till the maturity date of N. S. C.	17%
	H. Drovels Clearing Again		18%
	I. Term Loan against F. D. R. Self Third Party	Till the maturity date of the deposit	8.50% - 9.50%